Buyer's Guide

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Meet Your Agent

Amy Willis Pecht provides luxury real estate services in iconic 30A, Sandestin, and all surrounding areas. As a Florida licensed attorney, Amy is uniquely qualified to help you achieve your real estate goals. Amy's passion for real estate, knowledge of the local market, and willingness to go the extra mile for her clients will make your buying process a breeze. Amy is a trained negotiator and will help you get the best possible deal while also protecting your interests! In her free time, Amy enjoys traveling and spending time with her family.

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Home Buying Process

Where to Start?

  • Determine how much you can spend
  • Cash or financing
  • Check your credit
  • Get pre-approved for a home loan

 

Get Pre-approved

House shopping is an exciting time

If you aren't paying cash, get pre-approved for a loan first so you can be ready to make an offer when you find a home you love.

Pre-Qualified

In order to be pre-qualified, a lender may or may not check your credit score and won't require documentation, only going off what you tell them. This will give you an idea of what you could qualify for, but when you're serious about buying, you'll need to get pre-approved.

Pre-Approved

To be pre-approved, the lender will pull your credit and ask you for documentation to verify your finances. Before making an offer on a house, it is best to get pre-approved to show sellers your offer is serious and that a lender has already approved you for enough money to purchase the home.

Questions to Ask

Not all Lenders are the Same.

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The types of loans available, interest rates, and fees can vary. Interviewing lenders is an important step in determining what type of home loan is best for you.

Questions to ask your lenders:

  • Which types of home loans do you offer?
  • What will my interest and annual percentage rates be?
  • Do I qualify for any special programs or discounts?
  • What estimated closing costs can I expect to pay?
  • What is your average loan processing time?

TRUSTED LENDERS

(610) 547-3947
[email protected]
applywithduncan.com
Tamarac, FL
Serving all states

(850) 598-2714
[email protected]
newamericanfunding.com
Crestview, Florida
Serving all states

(205) 835-4383
[email protected]
assurancemortgage.com
Licensed in Alabama, Florida, Colorado, Georgia. California, Lousiana

(937) 603-1711
[email protected]
applywithlindsey.com
1Beavercreek, Ohio
Serving all states

(720) 935-0949
[email protected]
mortgagemarkco.com
Greenwood Village, CO
Serving all states

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Work With Amy

Whether you are buying or selling, you will find Amy's attention to detail, fun personality, and client-centered approach invaluable. Amy makes the real estate transaction seamless and handles all aspects of the transaction with integrity and professionalism.

Let's Connect
GET IN TOUCH
CONTACT DETAILS

AMY WILLIS PECHT

(850) 420-5663

[email protected]